Global Services


Departure Services

From the initial policy consulting call through the move itself, there are a lot of moving pieces associated with employee relocation. Whether planning a domestic or international relocation, SIRVA is expertly positioned to offer the best departure services available during a relocation in every region around the world.

Destination Services

Setting your employees up for success upon arrival at their new locations will be key to successfully meeting your company’s goals. SIRVA’s global network and expansive resources allow us to you achieve your goals. Our destination services and international movers help employees and their families settle in and prosper in their new homes.

Visa and Immigration

SIRVA’s team of experienced international relocation specialists are expertly equipped to manage inbound and outbound global immigration services. With SIRVA’s Immigration team, the focus is on providing a smooth customer experience that enhances the relocation process, not just achieving a successful application.

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Employee Counselling

For your employees, a single relocation professional assists with end-to-end coordination of services: a relocation consultant for domestic/intra-country moves or global assignment consultant for international relocation. These consultants are your employees’ resource for all communication and services relating to their move, and coordinate the delivery of all authorised services. Regardless of the service being delivered (temporary housing, moving services, etc.), the employee can rely on the consultant as their go-to resource to address any concerns. 

VIP Services

If you are searching for an enhanced service for your employees, SIRVA offers VIP services such as personal relocation assistants, in-home cleaning services, personalised family assistance, and many other tailored and luxury enhancements. 

Related Services

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Conforming Loan Limit Increase for 2021

  • by Daina Mueller
  • 08 January 2021 11:00:00


What You Need to Know About the Conforming Loan Limit Increase for 2021

In November 2020, the Federal Housing Finance Agency (FHFA) announced that the conforming loan limit for Fannie Mae and Freddie Mac will increase from $510,400 to $548,250 in 2021. This marks the fifth consecutive year of increases.

What is the Conforming Loan Limit?

The conforming loan limit is the maximum loan amount for one-unit properties that can be guaranteed and purchased by Fannie Mae and Freddie Mac. A loan amount higher than the conforming loan limit is considered a jumbo loan.

How is the Conforming Limit Determined?

The Housing and Economic Recovery Act of 2008 (HERA) requires that the conforming loan limit be adjusted each year to reflect the change in the national average US home price. According to FHFA, home prices increased 7.42% on average between 2019 and 2020, so the conforming loan limit will increase by the same percentage.

What Does this Mean for Transferees?

This is good news for organisations with US transferees or assignees who are hoping to purchase a home in the United States. An increase in the conforming loan limit means employees can borrow an additional $37,850 without requiring a jumbo loan, which is typically more difficult to qualify for and requires more documentation than a conforming loan.

How Does This Impact High-Cost Areas?

A high-cost area is a location in which 115% of the local median home value exceeds the conforming loan limit. In other words, in these high-cost areas, the conforming loan limit can go up to a ceiling of $822,375 (150% of $548,250).

In any given year, there are roughly 150-200 counties in the US that are considered high-cost areas, and many employers need to entice employees to relocate to them. Some examples include areas in the vicinity of New York City, Washington DC and surrounding counties, as well as the San Francisco Bay Area. The increase of the conforming loan limit could put these areas within reach for some employees through easier-to-obtain financing. 

Whatever the financing needs of your transferees may be, SIRVA Mortgage is here to help. With over 25 years of focus and expertise in relocation mortgage lending, we understand the important role home financing plays in the relocation process. Please visit our mortgage website to learn more, or contact us, at


Notice and Disclaimer:

This blog is not intended to be advice or directions for a particular mortgage situation. Only a licensed loan originator or an attorney can provide consultation and information concerning a specific circumstance or mortgage loan application. This blog is not an offer of credit. Mortgage loan approvals are rendered base upon individual credit qualifications.

For a full list of our licences, other terms, conditions, disclaimers, and our affiliated business disclosure, please visit our SIRVA Mortgage website  (and scroll to the bottom of the page) or call us at 1-844-299-8150.  

The SIRVA Mortgage NMLS Unique Identifier is #2240.

We are an equal opportunity lender.


Paul Klemme, President, SIRVA Mortgage

Lisa Marie DeSanto, Content Marketing Manager


For more information please see SIRVA’s Blog Disclaimer

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