Buying a Home Making the Home Buying Process Easy Buying a home for the first time is an exciting time. At SIRVA Mortgage we help to keep it that way by making the process of getting a home mortgage as simple as possible. We offer a range of home loan options to best meet the needs of our customers. In four easy steps, our Loan Counselors will guide you through the home loan pre-approval process with SIRVA Mortgage. We’ll help you find the right mortgage option to fit your needs and you can walk away with a pre-approval letter to make your home hunting easier. Here’s how it works: A Loan Counselor will assess your mortgage needs. We shop for highly competitive rates and mortgage terms. We discuss your options with you. You are issued a pre-approval letter to enhance your new home purchase negotiations. Not only does SIRVA Mortgage make finding highly competitive mortgage rates easy, our rate shopping service will ensure you receive terms that will help save you money on your monthly mortgage payments. Home Buyer Tips from SIRVA Mortgage! Here are some do's and dont's prior to obtaining financing: DO stay current on all bills (even the small ones!) DO get a pre-approval to understand your financial situation and what you will qualify for. DO keep your money where it is. Keep the same bank and same account. DO talk to a lender early in the process to increase likelihood of obtaining loan approval. DON'T increase your credit card balance while in escrow.DON'T change jobs. Keeping regular pay stubs with consistent pay will impact your loan approval.DON'T make any large deposits without paper trail.DON'T co-sign for anyone for anything prior to obtaining financing.